Terms and Conditions
These Terms and Conditions ("Terms") govern your access to and use of the Woolmersdon website, portfolio analysis tools, and related services (the "Service"). This is a general draft provided for editing purposes and should be reviewed by qualified legal counsel before publication.
1. Acceptance of Terms
By accessing or using the Woolmersdon Service, you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. If you do not agree to these Terms, you must not access or use the Service. Woolmersdon reserves the right to update or modify these Terms at any time, and continued use of the Service after such changes constitutes acceptance of the revised Terms.
2. Description of Service
Woolmersdon provides AI-driven portfolio analysis, data visualization, and risk-monitoring tools intended to support investors in reviewing their holdings on a scheduled basis. The Service is informational in nature. Nothing presented through the Service constitutes financial, investment, tax, or legal advice, and Woolmersdon does not act as a registered investment adviser or broker-dealer unless explicitly stated otherwise in a separate agreement.
You are solely responsible for any investment decisions you make, and you should consult a qualified independent professional before acting on any output generated by the Service.
3. Eligibility and Account Responsibilities
To use certain features of the Service, you may be required to register for an account. You agree to provide accurate, current, and complete information during registration and to update such information as necessary. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You must notify Woolmersdon promptly of any unauthorized use of your account.
4. Acceptable Use
You agree not to misuse the Service, including but not limited to: attempting unauthorized access to Woolmersdon systems, reverse engineering any underlying software, scraping or harvesting data beyond normal use, interfering with the proper functioning of the Service, or using the Service for unlawful purposes. Woolmersdon reserves the right to suspend or terminate access for any account found in violation of this section.
5. Subscription, Fees, and Billing
Certain features of the Service may require a paid subscription. Fees, billing cycles, and payment terms will be presented to you at the point of purchase. Unless otherwise stated, subscriptions renew automatically at the end of each billing period until cancelled. You are responsible for cancelling your subscription through your account settings prior to renewal if you do not wish to continue. Woolmersdon does not guarantee refunds for partial subscription periods except as required by applicable law.
6. No Investment Advice; Assumption of Risk
All data, projections, risk scores, and analytical outputs provided through the Service are generated using automated models and historical or third-party data sources, which may be incomplete, delayed, or subject to error. Past performance is not indicative of future results. You acknowledge that investing involves risk, including the potential loss of principal, and that you use any information from the Service entirely at your own risk.
7. Intellectual Property
All content, software, design elements, trademarks, and other materials made available through the Service are the property of Woolmersdon or its licensors and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use the Service for its intended personal or business purpose. No other rights are granted by implication or otherwise.
8. Third-Party Services and Data
The Service may incorporate data feeds, integrations, or links provided by third parties. Woolmersdon does not control and is not responsible for the accuracy, availability, or content of any third-party service. Your use of any third-party service linked through Woolmersdon is subject to that provider's own terms and policies.
9. Disclaimer of Warranties
The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Woolmersdon does not warrant that the Service will be uninterrupted, error-free, or free of harmful components.
10. Limitation of Liability
To the fullest extent permitted by applicable law, Woolmersdon, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or investment value, arising out of or related to your use of or inability to use the Service, even if advised of the possibility of such damages. Woolmersdon's total aggregate liability for any claim arising from these Terms shall not exceed the amount you paid for the Service in the twelve months preceding the claim.
11. Indemnification
You agree to indemnify and hold harmless Woolmersdon and its affiliates from any claims, damages, losses, or expenses, including reasonable legal fees, arising out of your use of the Service, your violation of these Terms, or your violation of any rights of a third party.
12. Termination
Woolmersdon may suspend or terminate your access to the Service at any time, with or without notice, for conduct that violates these Terms or is otherwise harmful to other users, Woolmersdon, or third parties. You may discontinue use of the Service at any time. Provisions of these Terms that by their nature should survive termination will continue to apply, including sections relating to intellectual property, disclaimers, and limitation of liability.
13. Governing Law
These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Woolmersdon is registered, without regard to conflict of law principles. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction, unless otherwise required by applicable consumer protection law.
14. Severability and Entire Agreement
If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect. These Terms, together with the Privacy Policy, constitute the entire agreement between you and Woolmersdon regarding the Service and supersede any prior agreements.
15. Contact
Questions regarding these Terms should be directed through the contact details provided on our Contact page. This document is a general template and does not reflect jurisdiction-specific legal review; it should be customized and verified by qualified counsel prior to use.